Did you know that some municipalities in Massachusetts have programs that help owners who occupy their primary residence reduce their property taxes? The table below has some information that is subject to change and may not be a comprehensive list. If you would like assistance in finding out if your city or town has a program you may qualify for, please contact us, we'll be happy to help!
| Municipality | Exemption | Eligibility Notes | How to Apply | Renewal Process |
|---|---|---|---|---|
| Boston | Yes | Own and occupy as primary residence by Jan 1; annual application required. | Apply Here | Annual application required; must remain owner-occupied |
| Brookline | Yes | Primary residence; ownership as of Jan 1; may need periodic reapplication. | Apply Here | Periodic reapplication may be required; confirm annually |
| Carlisle | Yes | Income-limited owner-occupied exemption; application required. | Apply Here | Annual application required; income eligibility reviewed annually |
| Cambridge | Yes | Primary residence; owned and occupied Jan 1; application required. | Apply Here | Annual application required; must remain primary residence |
| Chelsea | Yes | Primary residence; owned and occupied Jan 1; application required. | Apply Here | Annual application required; must remain primary residence |
| Concord | Yes | Own and occupy as primary residence by Jan 1; application required. | Apply Here | Annual application required; must remain primary residence |
| Malden | Yes | Own and occupy; graduated benefit; application required. | Apply Here | Annual application required; must remain primary residence |
| Marlborough | Yes | Primary residence; owned and occupied Jan 1; application required. | Apply Here | Annual application required; must remain primary residence |
| Nantucket | Yes | Year-round resident; must own and occupy Jan 1; annual application required. | Apply Here | Annual application required; must remain year-round resident |
| Reading (Means-tested) | Yes | Income-limited; up to 200% of Circuit Breaker; application required. | Apply Here | Annual application required; income eligibility reviewed annually |
| Somerville | Yes | Primary residence; owned and occupied Jan 1; application required. | Apply Here | Annual application required; must remain primary residence |
| Tisbury | Yes | Year-round resident; owned and occupied Jan 1; application required. | Apply Here | Annual application required; must remain year-round resident |
| Waltham | Yes | Primary residence; owned and occupied Jan 1; application required. | Apply Here | Annual application required; must remain primary residence |
| Watertown | Yes | Own and occupy by Jan 1; exemption automatically renews unless ownership/occupancy changes. | Apply Here | Automatically renews unless ownership or occupancy changes |
| Wayland (Means-tested) | Yes | Income-limited; matches Circuit Breaker; application required. | Apply Here | Annual application required; income eligibility reviewed annually |
Massachusetts MLS Property Info Network (MLSPIN) - The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and
may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein. Last Update: September 9, 2026 5:33 AM UTC
Show More...
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed. © 2026 State-Wide Multiple Listing Service. All rights reserved.
